(NC) For many, buying a new phone or mobile plan can be a daunting experience. From figuring out the type of phone and plan you need to comparing all of the available options, there’s a lot to consider. You can make more informed choices by following these simple tips:

Match your plan to your usage. There are a variety of phone plans available because there’s a wide variety of mobile users. What kind are you? Think about what you plan to use your phone for:

• Are you a heavy streamer? Consider prioritizing a larger data package.
• Do you travel frequently? Some plans offer better roaming rates than others.
• Do you mostly or exclusively use Wi-Fi? You may want to opt for a more data-light plan.

Pick the right device for you. Some users love upgrading to the newest, most advanced phone every year. Others just need something reliable for calls, texts and photos. The key is knowing what matters most to you. Mid and entry-level devices can still meet many users’ everyday needs, without having to splurge on a fancier phone. But for some needs, an upgrade is the right decision. For instance, if you need to take high-quality photos or videos, most entry-level phones just aren’t going to cut it.

Do a cost-savings analysis. It’s easy to lock in on a device’s sticker price—especially if that price is $0—but it often pays to look closer. Factor in any monthly plan fees associated with the device. Evaluate the plan to make sure it offers what you need and doesn’t have expensive features that you won’t make use of. Many providers also offer seasonal promotions, so take that into account when comparison shopping.

Look for additional savings. You can find significant mobile savings in unexpected places. For instance, some retailers, like The Mobile Shop, let you use loyalty points to lower cost of phones. For example, PC Optimum members can redeem their points to lower cost of phones, letting them get mobile savings from everyday purchases.

Staying connected is easier when you know what you need. Taking the time to understand your options helps you choose the phone and plan that work best for you.